The following are programs/services of the West Cook Homeownership Center:

Homeownership Counseling

  • Pre-purchase
  • Post-purchase
  • Refinance
  • Reverse Mortgage
  • Predatory Lending

Foreclosure Prevention

Financial Empowerment

Whether you want to save for a new home, put a little more money away, or fix up your credit, the West Cook Homeownership Center can help.

We provide money management and credit counseling. We can help you create a realistic budget and ways for you to stick with it. We also offer help for people with credit issues. We can help you clean up your credit and start rebuilding it.

Tired of dealing with check cashers and title loan stores? We can help you with free checking accounts, savings accounts that will earn you interest, and credit building programs to help you improve your financial well-being.

Getting your finances in order will help you prepare for home ownership or any other investment strategy you want to undertake.

Homeownership Preservation

  • Austin Ascending
  • Austin Rising

Down Payment Assistance

The West Cook Homeownership Center can now provide financial assistance in the form of grants and forgivable loans through the West Cook Advantage Program, Cook County HOME funds, the Summit Townhouse DR Project, and other forms of down payment and closing costs assistance from IHDA and our lending partners.

West Cook Advantage Program: Home seekers interested in purchasing the rehabbed homes with new features as part of this program may qualify for financial assistance of up to $10,000 in forgivable loans and grants. Maximum household incomes must be at or below 120% of AMI (Area Median Income). Some homes are restricted to households at or below 80% of AMI.

Additional incentives, grants, and loans are available on their own or as additional layers of support, including from IHDA and our banking partners.

For more information, please contact us at 773-887-5187 or 708-771-5801.